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NZI Insurance

Insurance that understands New Zealand

4.2
(892 reviews)
1859
Founded
500,000+ New Zealanders
Customers
1,000+
Employees
Auckland, New Zealand
Headquarters

Overview

NZI is one of New Zealand's oldest and most trusted insurance companies, providing comprehensive business insurance solutions tailored specifically for Kiwi businesses. With over 160 years of experience, NZI understands the unique risks facing New Zealand businesses.

Pros

  • Long-established NZ company with local expertise
  • Comprehensive understanding of NZ business risks
  • Strong financial backing and stability
  • Excellent claims handling reputation
  • Local customer service team
  • Flexible policy options
  • Competitive pricing for NZ market

Cons

  • Limited international coverage compared to global insurers
  • May have fewer specialized products
  • Traditional approach may not suit all businesses
  • Some coverage limits may be lower
  • Digital capabilities still developing

Best For

  • Small to medium New Zealand businesses
  • Companies wanting local insurance expertise
  • Businesses in traditional industries
  • Organizations needing straightforward coverage
  • Companies preferring local customer service

Industries

AgricultureRetailManufacturingConstructionProfessional ServicesHospitalityTransportHealthcare

Coverage Options

Public Liability

From $250 /year
  • $1M-$20M coverage
  • Product liability
  • Legal costs covered
  • NZ-wide coverage
  • Flexible payment terms
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Most Popular

Business Property

From $400 /year
  • Building & contents
  • Business interruption
  • Natural disaster cover
  • Theft protection
  • Equipment breakdown
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Business Package

Custom packages
  • Multiple coverage types
  • Tailored solutions
  • Risk assessment
  • Claims support
  • Local expertise
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Coverage Types

Core Coverage

  • Property protection
  • Vehicle fleet coverage
  • Employee liability
  • Trade credit
  • Public liability
  • Professional indemnity

Specialized Coverage

  • Business interruption
  • Cyber liability
  • Directors & officers
  • Employment practices
  • Environmental liability
  • Product recall

Digital Tools

  • Online policy management
  • Claims portal
  • Risk assessment tools
  • Certificate generation
  • Broker systems
  • Mobile app

Support

Hours: Business hours (NZ time)
Phone: Local NZ customer service
Email: Email and online support
Training: Risk management resources

Financial Strength

  • A.M. Best A- rating
  • RBNZ regulated
  • Strong capital reserves
  • Local regulatory compliance
  • Secure claims processing
  • Privacy Act compliant

Ready to protect your business with NZI?

Get a personalized insurance quote from New Zealand's trusted insurer.