Employee Benefits & Insurance

Attract and retain top talent with comprehensive employee benefit packages. Compare health insurance, retirement plans, and wellness programs for your team.

Get Benefits Quote

Employee Benefit Solutions

Health Insurance

Comprehensive medical coverage to keep your team healthy and productive.

  • • Primary healthcare coverage
  • • Specialist consultations
  • • Prescription medications
  • • Dental and vision plans

KiwiSaver & Retirement

Help your employees plan for retirement with enhanced contribution schemes.

  • • KiwiSaver employer contributions
  • • Enhanced contribution rates
  • • Financial planning services
  • • Investment education

Life & Disability Insurance

Protect your employees and their families with comprehensive insurance coverage.

  • • Life insurance coverage
  • • Disability income protection
  • • Trauma insurance
  • • Group discounts

Additional Employee Perks

Wellness Programs

Gym memberships, mental health support

Learning & Development

Training budgets, conference attendance

Flexible Work

Remote work allowances, flexible hours

Financial Benefits

Employee discounts, expense accounts

Leave Benefits

Enhanced annual leave, sabbaticals

Team Building

Events budget, team activities

Work Environment

Modern offices, ergonomic equipment

Family Support

Childcare assistance, parental leave

Employee Benefits Cost Calculator

Your Team Details

Cost Breakdown

Health Insurance: $0/month
Enhanced KiwiSaver: $0/month
Life Insurance: $0/month
Wellness Programs: $0/month
Training Budget: $0/month

Total Monthly Cost: $0
Annual Cost: $0
Cost per Employee: $0/month

ROI Benefits

Estimated productivity increase: 0%
Employee retention improvement: 0%
Recruitment advantage: High

Employee Benefits Providers

Provider Specialties Business Size Key Features Rating
SO
Southern Cross
Health insurance leader
Health insurance, medical cover, wellness programs
All business sizes Comprehensive networks, preventive care 4.8
AC
AIA
Life & health insurance
Life insurance, disability cover, health insurance
Medium to Large Vitality program, wellness rewards 4.6
MA
Mercer
Benefits consulting
Employee benefits consulting, KiwiSaver, health plans
Large Enterprise Custom benefit design, global expertise 4.7
AS
ASB Group Schemes
KiwiSaver specialist
KiwiSaver, life insurance, income protection
Small to Medium Competitive KiwiSaver rates, simple setup 4.5
FI
Fidelity Life
Life & health insurance
Life insurance, trauma cover, income protection
All business sizes Group discounts, quick underwriting 4.4
HU
Humanforce
Benefits platform
Benefits administration, payroll integration, wellness
Medium to Large Digital platform, employee self-service 4.3

Benefits Packages by Business Size

Small Business (1-20 employees)

Essential Benefits:

  • • Minimum KiwiSaver (3%)
  • • Basic health insurance
  • • Flexible work arrangements
  • • Employee training budget

Best Providers:

Southern Cross, ASB Group Schemes

Monthly Cost: $200-500 per employee

Medium Business (21-100 employees)

Comprehensive Package:

  • • Enhanced KiwiSaver (4-6%)
  • • Full health & life insurance
  • • Wellness programs
  • • Professional development

Best Providers:

AIA, Southern Cross, Humanforce

Monthly Cost: $400-800 per employee

Large Business (100+ employees)

Premium Package:

  • • Custom KiwiSaver rates
  • • Comprehensive insurance suite
  • • Executive wellness programs
  • • Leadership development

Best Providers:

Mercer, AIA, Humanforce

Monthly Cost: $600-1,200 per employee

Return on Investment

Business Benefits

  • Attract top talent (40% faster recruitment)
  • Reduce employee turnover (25% improvement)
  • Increase productivity (15% average boost)
  • Lower recruitment costs (save $15K per hire)

Employee Benefits

  • Better work-life balance and job satisfaction
  • Reduced financial stress and anxiety
  • Improved physical and mental health
  • Enhanced career development opportunities

Get Employee Benefits Quotes

Design a benefits package that attracts and retains top talent. Compare providers and get customized quotes.

Free consultation and quotes from top NZ providers. Build a benefits package that works for your team and budget.