Business Loans
Find the right financing solution for your business
Prospa
Fast business loans with flexible terms
Key Features:
- Quick approval
- No asset security required
- Flexible repayments
- Online application
Best For:
Small businesses needing quick funding
Loan Terms:
From $5,000 to $150,000
ASB
Traditional bank lending with competitive rates
Key Features:
- Lower interest rates
- Multiple loan types
- Business banking support
- Online banking
Best For:
Established businesses with strong financials
Loan Terms:
From $10,000 to $500,000+
Heartland Bank
Specialized business financing solutions
Key Features:
- Equipment finance
- Invoice finance
- Term loans
- Working capital
Best For:
Businesses needing specialized financing
Loan Terms:
Custom lending solutions
Bizcap
Alternative business funding with fast approval
Key Features:
- Revenue-based funding
- Quick approval process
- No personal guarantees
- Flexible repayments
Best For:
SMEs with consistent revenue streams
Loan Terms:
From $10,000 to $500,000
Homesec
Property-backed business loans and mortgages
Key Features:
- Property security loans
- Competitive rates
- Flexible terms
- Personal service
Best For:
Property owners seeking secured business funding
Loan Terms:
From $50,000 to $2,000,000+
SMELoans.co.nz
Online marketplace connecting SMEs with lenders
Key Features:
- Multiple lender options
- Comparison platform
- Free application
- Expert advice
Best For:
Businesses wanting to compare multiple loan options
Loan Terms:
Various options from $5,000 to $1,000,000+
Choosing a Business Loan
Key factors to consider when selecting a business loan:
- Interest rates and fees
- Loan terms and flexibility
- Security requirements
- Application process
- Repayment schedule
- Early repayment options